We are a limited company

• We are a limited company with one employee, the director only, or
• We are a large company with several employees
• Offering products and or services to other businesses or to the public
• The public may visit our premises

There is no legal requirement for you to have this insurance cover.

Best practice:

The industry generally recommends that you take out cover against unforeseen circumstances which could put your business at risk should a claim for compensation be made against the company or any of its employees.  If successful the compensation award could be substantial and more than likely put a strain on your company’s finances threatening your company’s existence and the future prospects of its employees. However, you need Employer’s Liability Insurance which is required by law.

• Employers Liability Insurance, covers your company should any member of your staff suffer an injury at your workplace or while working away at your customer’s premises as a result of their work or duties. This cover does not replace Public liability Insurance and it does not cover the public.