Why do I Need Public Liability Insurance
As a professional roofing tradesman, you are more than aware of the risks that are involved when you go out to earn your living. This is particularly true of roofing. By its very nature – the necessity to be at height – roofing is a trade that carries as much risk as any other, and so it is important to make sure that you have a good roofers Public Liability Insurance policy in place.
Covering the costs of something you have not predicted, that cannot be predicted, can be impossible when you are at a certain stage of business. If the work that you and your business carries out was ever to cause injury, costs of just the legal fees, let alone compensation, could be far too enormous for you to meet the as a sole trader or SME. All this is covered, though, with a good value roofers insurance policy.
There is a need for you, as a tradesman, to understand that you are working outdoors and that there is always the need to therefore consider members of the public, as well as other tradesmen that you might be working alongside. Your business is liable for the cost of any damage that is brought against the possessions of another person, be it a client, a fellow tradesman or a member of the public. These same people are at risk of a certain amount of injury as you carry out your work, which further necessitates that you have a good roofers Public Liability Insurance policy in place.
Public Liability Insurance policy
Replacing damage tools and equipment is not cheap, and as a roofer you will know that items go missing out on site, and that your equipment, as well as being lost or stolen, can sometimes be damaged due to some unforeseeable problem. It is important to have the peace of mind to realise that, in this eventuality, you have the right public liability insurance policy cover and backing of an insurance firm who will be able to replace your goods for you.
It is not hard to get a good roofers insurance policy these days, and so there is no real excuse for not ensuring that you, your employees, and other members of the public, are covered with a good level of coverage from a good roofing public liability insurance provider. Use all the online free quotes that are out there and narrow it down to two or three companies that you are interested in. Make sure you speak to them individually to establish how effective they are to deal with, and how well they understand the specific needs of your company.